What sets us Apart?

Variety of programs made flexible to fit any budget

Unlimited lifetime accident coverage

Up to $72,000 (dog), $60,000 (cat) lifetime illness coverage

Coverage for cancer and hereditary conditions included in most programs

No coverage restrictions based on out-dated treatment limits

Premiums and deductibles DO NOT increase due to pet aging.

All cats and dogs over 8 weeks in age are guaranteed acceptance into a ShelterCare program regardless of current health or age *exclusions may apply.

Many additional benefits including – trip cancellation insurance, boarding kennel fees, coverage for prescription food, microchip discounts and more

Unrivalled Service Standards

Top ranking combination of Underwriter and Broker/Agent

Licensed for sale throughout the USA (other than AK)

Maintenance and Preventative Care

Our new QuickCare Complete (For Dogs/For Cats) and QuickCare Optimum (For Dogs/For Cats) programs include an annual allowance for maintenance/preventative care including coverage for:

  • vaccinations
  • annual physical examination
  • spay/neuter
  • heartworm testing and prevention
  • teeth cleaning (scale and polish)
  • flea and tick prevention
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The Facts are Clear... ShelterCare Pays out More... ShelterCare Pays out Faster

The ShelterCare Insurance Programs do not incorporate a restrictive benefits schedule. We will reimburse you up to the policy limits, which can be as high as $6,000, less the fixed deductible, on all payable claims.

Condition Provider using a Defined Annual Benefits Schedule Actual ShelterCare Claim Reimbursement
Hip Dysplasia No Coverage $ 6,000.00
Feline Lower Urinary Tract Disease $ 462.60 $ 6,000.00
Osteosarcoma (Surgical) $ 2,620.80 $ 5,513.15
Cruciate Rupture Repair (Surgical) $ 2,096.10 $ 5,076.65
Uro-genital Problems $ 304.20 $ 4,593.00
Kidney Problems $ 601.20 $ 4,504.88
Pancreatic Problems $ 778.50 $ 4,088.95
Kennel Cough (Bordetella) $ 291.60 $ 4,020.25
Cataracts $ 1,756.80 $ 3,965.86

We also cover many conditions that providers using
a Defined Annual Benefits Schedule do not.

Condition Covered Provider using a Defined Annual Benefits Schedule ShelterCare  
Congenital or hereditary defects or diseases - ShelterCare will cover some congenital or hereditary defects or diseases, if first noted, diagnosed or treated after 30 day waiting period (where applicable).
Special Diets - Covers 25% of the cost of prescription food used to treat a medical condition for 6 months.
Expression or removal of anal glands or anal sacculitis - Claim will be paid under the Digestive Illness Category (where applicable).
Holistic/homeopathic care medication - Holistic medication covered if prescribed by your licensed veterinarian, for a covered medical condition.

NOTE: The above chart is based on QuickCare Gold coverage, Double the Illness Coverage Endorsement.

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"I adopted Cimone when she was 10 years old and enrolled her in a ShelterCare Pet Insurance Program. Not long ago she suffered from a urinary infection. She required a microscopic exam, chemical measurements, culture and antibiotics.

When it was time to make the claim to ShelterCare, I found the process very simple and easy to understand. The customer service department was extremely pleasant.

Cimone is a big joy in our lives and we are glad to have her feeling better."

Client: Cathy Janes
Pet: Cimone Maine Coon - 10 years old
Condition: Urinary Infection
Claim Submitted: $392
Claim Paid: $342